I started doing background checks after getting burned by a tenant who skipped out on rent and left a mess. Now I use TurboTenant, it handles the screening part pretty smoothly and gives a full report on evictions, credit, and criminal history. It’s not foolproof, but it definitely helps spot...
I wouldn’t call them a scam, but don’t expect miracles. They’re more like paid admin help. If you don’t have the time or mental energy to deal with disputes yourself, it’s an option, but you’re paying for convenience, not secret tricks.
Credit Repair Radio and Millennial Debt Domination have been solid. Both give stories, not just generic advice. Feels less like a seminar and more like a convo.
Yeah… redemption’s technically a right, but realistically it’s brutal. You need cash now while your credit is wrecked and most banks won’t even touch you. It’s a trap for a lot of people.