Kevin Wilson's latest activity

For me, the key was finding a card with automatic expense categorization. QuickBooks integration saved me hours of manual sorting.

I had one from an old credit card in 2008. They called me in 2015, super friendly, just wanting to update my records. I didn’t know that...

I like the idea of starting with someone who can explain all the options without trying to sell you something. That’s why a non-profit...

I know someone who did this, but the landlord spent the money immediately and then had cash flow issues when stuff needed fixing.

Had almost the same situation. Mine didn’t show on CK either but was sitting loud and proud on my Experian report. When I paid it, it...

If your goal is a mortgage, some lenders prefer you do not have active disputes on your report when you apply. That is another thing to...

People sleeping on Self. It’s a legit builder loan. You make payments, get the money back, and it reports positively. Added rent...

Be careful with credit repair companies, especially the ones with super slick websites and vague promises. A lot of them use scare...

I wish they’d at least put something about PSLF in the comments field. Like Eligible for PSLF, currently on track. Would help explain...

Honestly, it’s criminal how they operate. It's like legalized predatory lending. And they know people won’t read the fine print because...

Dang, 24%? That’s like loan shark territory. No shame though, Lubbock banks don’t play nice. I used Bluewater Credit—they’re not local...

Honestly I’d switch to Discover. Every time I’ve had an issue, they handle it fast and actually side with the customer. Plus, their...

I found their number via an old email. They don’t advertise the existing client line very clearly. I think it was 0141 565 1300? Might...

Online applications typically pull your info from the credit bureaus using your SSN, DOB, and address. If those match, you're good to...

I’d also check out Reddit’s r/personalfinance flowchart. It literally saved my life. Helped me go from paycheck-to-paycheck to having a...