Megan Brown's latest activity

I’m team personal card. I just label every business transaction in Mint and export it at tax time. Takes maybe 20 minutes to prep.

The big trap is acknowledging the debt or making a small payment. Yes, in Florida, if you make a partial payment, it can restart the...

If you’re into podcasts, check out Debt Free in 30 and How to Money. They’re not Savannah-specific, but they’ll give you a great...

Worked for me once, didn’t work the next time. It’s really about who you’re dealing with. Mom-and-pop landlords? More likely to take it...

If it’s not on Credit Karma, don’t assume it’s not there. CK often misses court-related stuff because they pull from TransUnion and...

You might want to look into nonprofit credit repair or legal aid in your area. Sometimes they offer similar services for free or cheap...

I offer rent reporting to tenants through a service and you'd be surprised how many of them appreciate it. Helps folks build credit...

Man i totally feel you. I had a $200 ER bill sent to collections while I was literally in surgery. Been climbing out ever since. I’m...

Honestly, I think lenders are getting more educated about PSLF now. Mine didn’t flinch when I explained the whole setup. They even asked...

This whole thread is so validating. I felt SO dumb for using Snap. But honestly, it saved me in the moment and i made it out okay. It’s...

Same situation, different year. My credit was trashed after college.....late payments, collections, even an old Sprint account that was...

I’ve never trusted Citi’s customer service. They botched my balance transfer a while back and it took 4 months to fix. If they added a...

I was freaking out over a missed payment and they calmed me down real fast. Didn’t shame me, didn’t rush. Felt like I was talking to a...

I got my first credit card at 18 and didn’t have a driver’s license, just a state ID. Totally worked. Online apps don’t usually ask you...

Think of delinquents like weeds.......you can trim 'em, but they'll come back if you don’t plant good stuff instead. Build solid history...