Sultan112's latest activity
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SSultan112 replied to the thread Credit Cards for the Self-Employed — What Works?.I stuck with personal cards because business cards don’t always report to personal credit bureaus, so they don’t help your personal...
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SSultan112 replied to the thread Time-Barred Debt in Florida.I had a Florida payday loan from 2011. In 2019, got a call saying they’d file charges unless I paid. Total bluff. Threatening arrest for...
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SSultan112 replied to the thread Credit Repair Savannah.You might also want to talk to a bankruptcy attorney just to see if it makes sense. Not saying you should file, but understanding all...
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SSultan112 replied to the thread Can You Pay a Lease Up Front With Bad Credit?.I think the bigger risk is that paying in advance can make a landlord feel like you’re desperate, and desperate people sometimes get...
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SSultan112 replied to the thread Judgement on Credit Report.If you’re planning a career move soon, maybe focus on having a strong explanation ready instead of waiting years. If you can show...
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SSultan112 replied to the thread Second Chance Credit Repair.A friend of mine in Texas said they helped him boost his score from 580 to 670 in under a year. That is a big improvement, but he was...
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SSultan112 replied to the thread Alternative Tradelines.They DO help but only if your report is light. My daughter used BoomPay to report her rent while in college. Her file was empty, and...
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SSultan112 replied to the thread Florida Credit Repair.Has anyone here tried Safeport Law in Florida? I keep seeing their ads about legal-based credit repair. Is that any different from...
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SSultan112 replied to the thread PSLF and Credit Reports – How Does It Show Up?.I pulled all three credit reports before and after PSLF approval. Before: in repayment, with balances. After: Each loan marked Closed...
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SSultan112 replied to the thread Snap Finance.Snap Finance is like if your sketchy cousin tried to run a bank out of a van. Nothing but fees, vague promises, and regret. You already...
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SSultan112 replied to the thread Credit Repair Lubbock.Dude same! My APR was 26% on a used Nissan . What helped me was getting a Self credit builder loan. I set it to $25/month and after a...
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SSultan112 replied to the thread FCBA Dispute Resolved.This whole situation is ridiculous, and I feel for you. You're clearly a responsible consumer and yet being treated like a liability...
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SSultan112 replied to the thread Creditfix Number.Why do they have 3 different numbers listed depending on where you look? One on the site, one on TrustPilot, one on Google. Confusing...
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SSultan112 replied to the thread Do You Need an ID to Get a Credit Card?.Technically, ID is part of the legal verification process under Know Your Customer (KYC) rules. But for credit cards, that’s usually...
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SSultan112 replied to the thread Delinquent vs Derogatory.Empathy, bro. You’re fighting uphill but not alone. Mine dropped from 780 to 530 after a medical collection hit I didn’t know about. It...