Anyone Heard of Credit Fixxr? Legit or Not?

B

Brown92

Member
Has anyone here used a company called Credit Fixxr? I stumbled across them recently while looking into credit repair options, but I haven’t been able to find many real reviews or feedback from people who’ve actually worked with them.

They seem to offer the usual stuff credit report clean-up, dispute services, and guidance on improving your score but I’m always a little skeptical with these types of services. Some are great, others just take your money and drag things out without doing much.

Just trying to figure out if Credit Fixxr is the real deal or one to avoid. If anyone has experience with them, I’d love to know:
  • Did you actually see improvements to your credit?
  • Were they clear about pricing and expectations?
  • How was their communication and customer service?
 
Yep used Credit Fixxr about a year ago when my score was in the dumps after a medical bill hit collections. They were upfront about pricing ($99/month + setup fee), but i had to stay on top of them. My score went up about 60 points in 3 months, mostly from successful disputes. Not a miracle, but not a scam either.
 
I didn’t use them but scheduled a consultation. The rep was nice but super salesy...kept pushing the limited time discount. That rubbed me the wrong way. If a service is solid it sells itself. I passed.
 
Had a friend go through them. His results were okay, but nothing he couldn't have done with free resources. They basically disputed some accounts, sent a few letters. Customer service ghosted him after month 3. Proceed with caution.
 
Not a client but i reverse-searched their business registry and BBB profile. some people say it helped, others say it was a money pit. What bugs me is the lack of transparency on their site. Too many contact us to learn more buttons.
 
OMG YES i used them! i was super skeptical too but honestly, they came through. Took about 4 months and my score jumped from 540 to 680. 🥹 Just don’t expect overnight magic.....it’s a slow climb. Worth it if you’re patient.
 
Credit repair companies in general are a gamble. Credit Fixxr isn't the worst I’ve heard of, but they’re not miracle workers. You still have to make on-time payments and be financially responsible. They're not a reset button.
 
Bro just get a secured credit card and read r/personalfinance. Why pay someone $100 a month to send letters you can generate for free online? Credit Fixxr is just monetizing ignorance.
 
I didn’t go through them but emailed for a quote. $149 to start and $89/month. Not horrible, but the lack of client-facing progress updates is a red flag. If I’m paying monthly...........i want a dashboard, alerts, SOMETHING.
 
They helped me remove 3 collections and a late payment on an old card. Score jumped 82 pts in 6 months. Still on their monthly plan though so i’m unsure if I’ll keep it going. Communication was decent usually 24-48 hrs.
 
Be careful they can’t legally promise score improvements. If they do, that’s a violation of the Credit Repair Organizations Act. I’d ask for everything in writing and pay with a method you can dispute if needed.
 
I used them for 2 months before canceling. No progress, just automated sounding emails. Felt like I was paying for smoke and mirrors. Would’ve been better off spending that cash on my actual debt.
 
They helped remove a repossession from my report which was huge. But after that, progress stalled. Communication slowed and the custom strategy started feeling real generic. They're not all bad just not miracle workers.
 
Worked with them for 5 months. They got a few items removed but i was more impressed with their education. They taught me how to build credit the right way. Customer service was meh but the info was superb
 
Can we talk about how all these companies use names like Fixxr, Boostxx, or ScorePro? Feels like a shampoo brand or something. I need a boring-sounding company that screams licensed and regulated, lol.
 
I had a terrible experience. Signed up in March and nothing happened till June. I had to remind them to send dispute letters. Cancelled and disputed the charges with my bank. Not worth the stress.
 
If you're going to go with any credit repair company, make sure they comply with CROA and do NOT ask for payment before services. Credit Fixxr passed that test for me. Results were average, but at least they followed the law.
 
Took them 3 months to remove one bogus late payment. That said it was a legit removal and helped my auto loan rate. It’s a game of inches not touchdowns with these services.
 
They worked better than Lexington Law for me, and I tried both. Fixxr didn’t oversell they gave me clear timelines and updates every couple weeks. Pricey but got results. Worth it if you’re serious.
 
Big fan. Took about 6 months but they helped me jump from 560 to 701 by removing a couple charge-offs and adding some tradelines. Be prepared to stick with it for the long haul.
 
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