Rush Credit Repair

B

Brian Davis pro

Member
Worked with Rush Credit Repair over the past few months, and the results honestly surprised me (in a good way).

My credit was in the low 500s due to old collections and late payments. I was trying to get things together to qualify for a mortgage, but time wasn’t on my side. Rush Credit Repair was fast super communicative, and actually got several negative items removed. My score jumped over 120 points in under 90 days.

They didn’t overpromise, which I appreciated just clear steps, consistent updates, and real results. If you’re in a tight spot or need help getting your credit back on track quickly
 
Wow this is super encouraging. I’ve been sitting at 520 for over a year mostly due to old medical bills and a repossession. I’ve been too anxious to even start fixing things but your post makes it feel doable. I’ve heard of companies just ghosting people or making vague promises, so no overpromising sounds like a green flag. Bookmarking Rush Credit Repair right now.
 
Not saying your experience isn't valid but credit repair companies in general kinda sketch me out. A lot of them charge monthly and just send basic disputes you can file yourself. What exactly did Rush do differently? i’d love more transparency before handing over money.
 
Funny enough i used Rush Credit Repair too......started in Feb this year. I had 7 negative items, 5 of which were removed within 3 months. They even helped me build new positive tradelines. It's not magic but they’re definitely persistent and professional.
 
Just FYI for others reading: credit repair is legal under the Credit Repair Organizations Act (CROA), but you do have to be careful. Always make sure the company doesn’t ask for payment before services are rendered. Rush seems legit from OP's review though.
 
This sounds great but did they give you a breakdown of what was removed or just told you your score went up? Some shady ones inflate scores temporarily or dispute EVERYTHING, which can backfire later.
 
Yo congrats! Getting your credit in shape is no small feat. I know how defeating it feels to be denied for basic things like a car lease. Keep that momentum going.......pay on time, keep utilization low and you’ll be golden.
 
Did they help you add any positive tradelines or just focus on removals? I’ve heard mixed advice about that. Curious what worked in your case.
 
I’m in the same boat...started with them last month, and communication has been on point. I get monthly updates + a dashboard to track disputes. So far 2 collections removed. Fingers crossed for the rest.
 
120 point jump is impressive but not unrealistic if you had high-impact negative items removed (like collections or charge-offs). The FICO algorithm hits hard on recent delinquencies so removing those really can cause jumps like that.
 
Good stuff! Just remember to maintain that score after the repairs.......keep old accounts open don’t rack up new debt, and be patient with any rebuild. It’s a marathon not a sprint!
 
Maybe it’s just me but this sounds too good to be true. A lot of these testimonials are planted. Hopefully its is real and not a rep in disguise
 
I started at 530 after college when i defaulted on two cards. I got into credit repair DIY-style and raised it to 670 over a year but it was SO stressful. If i'd known about Rush, i probably would've let them handle it and saved some hair.
 
Okay wait… total noob here. So do they just send dispute letters for you? Or is it more than that? Can anyone explain it to me like I’m 5?
 
You know credit really is one of those invisible shackles in life. It’s freeing to read stories like yours. When i fixed mine, i finally felt like i could breathe again.
 
They probably use automated software tied to Metro2 format disputes. That’s the newer more effective way of challenging credit report entries. If Rush is using that it explains the speed and success.
 
I was hesitant too but gave Rush a try after seeing posts like this a while back. Best decision i made. My loan officer literally said whatever you’re doing, keep doing it.
 
That breakdown really helped! I didn’t know the FICO score was that sensitive to collections being removed. Now I understand OP’s 120-point jump better.
 
This is actually super encouraging to hear. I’ve been sitting in the low 500s myself and honestly didn’t even think credit repair services were worth it. Most sound scammy af. But the fact they didn’t overpromise and you saw real results in under 3 months? That’s wild. Did they charge monthly or was it a flat fee? I'm trying to avoid anything that'll bleed me dry month-to-month.
 
Rush helped my cousin out too. He had a repo and some hospital collections messing with his file. They weren’t miracle workers, but after 4 months, his score jumped like 80 points and he was able to finance a car at a much better rate. I think the key thing is that they communicate and explain what they’re doing. You’d be surprised how many companies just ghost after they get your info
 
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