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  1. J

    Which type of credit is used for utilities?

    what do you value more cashback or points/miles. are you going to use the points/miles for travel were you get the maximum value. if you are not as astute with point & miles, cashback is a very good option. Choose what card offers the best cash back for the purchase you are making.
  2. J

    Cosigned a car loan, can I get out of it?

    I cosigned a car loan for a family member. They have stopped paying the monthly amount and I have to pay for it so I don't mess up my credit. Is there anything I can do to get out of the loan. I would like to repossess the car and sell it but I think I need the approval of the other person on...
  3. J

    How to close a credit card

    First off congrats on paying those cards off. Can't imagine the feeling of relief you are feeling. However don't close them. If you are scared of accumulating more debt, cut up the card, take it out of any of your digital wallet or just lock the card online so no transaction goes through. Your...
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