Search results

I started my own small local credit repair meetup after going through it myself. 6 months in one guy bought his first car without a cosigner.

try logging into the portal and using the request call feature. It worked for me, eventually. You just have to click it like 5 times.

If you’re only selling for a credit bump, might not be worth it. But if it's part of a bigger financial strategy totally makes sense.

Honestly the lack of a transparent credit score makes things murkier. At least with FICO you know where you stand. In Greece it feels like a secret society judging you behind closed doors.

If it sounds too easy, it's probably a sales funnel. Real credit repair work is more admin-heavy than people think....CRM systems, client calls, dispute tracking, etc.

Does anyone’s Amex actually let them know what their real internal limit is? Or do they just wing it based on vibes?

- Credit bureaus of concern - Budget for services - Timeline expectations - Existing support systems (coach, financial planner, etc.) Pack it in but keep it tight.

Got a $6k auto loan from Capital One pre-qual tool. Interest wasn’t great but they actually approved me at 520. Might be worth checking.

I signed up for one of these once. They said they’d clean my report and did nothing. Then charged me $120/month until I caught it.

Wait… you’re telling me judgments aren’t on credit reports anymore?? When did that happen??

Anyone else use YouTube Shorts for lead gen? i get decent engagement showing before/after credit report transformations. Fully anonymized, of course.

Big facts....people out here tryna hustle you for stuff the government lets you do for free. Same energy as people who charge for FAFSA help

totally valid to be cautious. i got burned by overusing PayPal Credit back in 2020. Just be careful with your spending and always pay on time.

If your credit's in decent shape it’s worth trying. One hard pull won’t destroy your life. I applied got $2k limit and it actually helped my score after a few months.

They helped remove a bogus medical collection. I did pay $399 total over 3 months. Pricey but my mortgage app was saved.

If you want someone to just walk you through it once....i’d recommend a local credit union advisor. They’re often free.

Totally get this. I’m on a financial reset and debit has helped me feel more in control. I check my account way more now before impulse buying.

I’m more impressed your score is 815. You got secret sauce or just vibes and discipline?

Has anyone used The Credit Pros in the Loop? Saw a Yelp ad but i’m skeptical af about their guarantees.

I settled with them and they did remove it after i paid. But u gotta get it in writing FIRST.