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It’s basically the credit repair version of Expedia you enter your details and they show you their “top picks.” But make no mistake, it’s clearly a monetized platform

I gave it a shot for my tutoring side gig simple interface, payments go through smoothly, and it doesn’t drive me crazy in the process. That’s a win in my book

But seriously how are you even supposed to prove you’re not dead? Do you just walk in holding today’s newspaper like “Hey everyone, still alive over here”?

I actually had a pretty decent experience with them. They were able to get two collections and one late payment removed from my credit report. It didn’t happen overnight it took around 90 days but the results were solid. It wasn’t some miracle fix but for me it did what it promised.

Honestly it’s worth taking the time to read up on the Credit Repair Organizations Act (CROA). A lot of these companies push the limits and operate right on the edge of what’s actually legal

Nope, the 3-day notice is really just a warning kind of like a “last chance” email. Nothing goes on your public record unless the landlord actually takes you to court and wins

Before diving into anything, make sure you read up on the Credit Repair Organizations Act (CROA). It lays out strict guidelines about what you’re allowed to say, promise, and charge when offering credit repair services It’s not something to take lightly understanding the rules upfront can save...

I used to work at a credit union, and trust me charge-offs were more common than you'd think. It doesn’t mean you're irresponsible or a bad person. Life happens what matters is focusing on rebuilding step by step

Trust me bro just shoot over your SSN and your mom’s maiden name and i’ll have your credit fixed in six minutes flat.

If it’s free and it gets me a refund i don’t ask questions 😎

Tax Day is coming up! The deadline to file your 2024 taxes is April 15, 2025, which means it’s time to start gathering your documents and figuring out the best way to file. Whether you’re using online tax software, hiring a professional, or filing on your own don’t wait until the last minute...

My credit score is terrible, and I really need to fix it before applying for a car loan. I keep seeing ads for credit repair services, but I have no clue how they actually work. Do they just dispute negative items or is there something else they do behind the scenes? Can they actually remove...

Hi everyone, Im in a bit of a bind with my credit score and need some advice. I had a large medical bill and applied for CareCredit to cover the cost. Unfortunately, my ex-partner, who initially promised to handle the bill, didn't follow through after our breakup. Due to lack of communication, I...

Before engaging with them, check your credit report to see if there’s any debt listed under your name. If you don’t see anything, it might be a mistake or a scam

Your best bet? Your friend should call the loan company and see if they’ll let him off the hook as a co-signer (long shot, but worth trying). He can also check if any errors exist on his report and dispute them directly. Oh, and tell his parents never to co-sign for his brother again unless they...

If you’re thinking about buying a new car, your assumptions about leasing could be spot on. Leasing often gives you more flexibility when the term ends compared to buying outright. Plus, with careful shopping, you might snag lease bonuses that can sweeten the deal and even help reduce the cost...

Financial Freedom. It's the greatest financial book of all time

A friend of mine got scammed by them. They are scammers.

I recently came across the Experian IdentityWorks service, specifically the website www.experianidworks.com/credit. It was offered as part of a data breach response from my organization. While it seems like a useful tool for monitoring credit and identity theft, I can't help but question its...