Search results

I tried them in 2021. They got one collection removed,but also disputed stuff that wasn’t incorrect and it just came back verified. That felt pointless

Yeah i just got one last month and it immediately showed up on my Experian. Limit was only $600 too which makes the utilization part even trickier.

Honestly PayPal MC ain’t worth the stress. Amex at least sends you 38 notifications before your statement posts.

I worked with Credit Saint and they were actually pretty solid. Pricey, yeah but they got 5 negatives off my report in 3 months. Still gotta do the credit building part myself though.

Bro Wells Fargo and data breaches go together like peanut butter and lawsuits. 😒 i’d assume something shady happened and they r doing damage control. Sign up for the monitoring but stay alert.

I literally got approved with just my Etsy income and a solid credit score. No one asked me for tax docs. It felt... too easy? i’m still suspicious.

Keep it simple man Name, service, phone number, email, and maybe a short tagline like Helping You Build Better Credit Don’t cram too much.

I actually run a credit repair agency legally. We work under CROA guidelines and use dispute processes with documentation. You can make good money...but u have to play by the rules.

I used Bluegrass Credit Repair about 2 years ago. They're small but they worked WITH me, not just for me. Set up a plan explained everything, didn’t make any wild promises. My score went from 540 to 680 in about 9 months

Their mobile app is just okay. Gets the job done, but it’s not going to win any design awards. At least it doesn’t crash randomly like Wells Fargo’s 😬

I moved to Roanoke last year and picked First Community Bank. Surprisingly personal service. They remembered my name after one visit. Try getting that from BOA

For those asking, this is over alleged data mishandling around 2021. If u used Cash App Investing, you might qualify. Filing deadline was March 2024 though.

APY = Annual Percentage Yield. It’s how much interest you’ll earn in a year taking compounding into account. So 4.5% APY means if u put $1,000 in, you’ll have about $1,045 after a year.

Watch out for those early withdrawal penalties! Some of them hit harder than my student loans 😩

Bask is great until u actually use them. I got slapped with a hold too and all I did was transfer in $15k. Their fraud filters are like jumpy cats.

Yup i filed my claim yesterday. If u had a Cash App account between 2018-2022, you're probably eligible. I just had to enter my email and some basic info. it probably took 3 minutes.

Have you looked into Lake Michigan Credit Union? They offer 3% on their Max Checking if u meet some easy requirements like 10 transactions/month. Pretty unbeatable tbh

I work in finance and i advise people against CIT all the time. The tech is a mess and they seem to have outsourced support to the depths of Mordor.

TurboTax charges you to breathe. You click one extra thing by accident and suddenly you owe them $80 for premium audit support.

Used both. TurboTax is more user friendly but it nickel and dimes you. TaxSlayer is cheaper but expect to Google stuff if your taxes aren't super simple