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Credit repair in california can be tricky with strict state laws but there are effective ways to improve your score too. firstly start by reviewing your credit reports for errors and disputing any inaccuracies. secondly paying down high credit card balances, making timely payments and avoiding...

My credit score is stuck at a measly 430 thanks to some old charge-offs - a $5k one from Chase and a $2k one from Wells Fargo - haunting my credit report. Trying to get that score up for a mortgage pre-approval soon, and these ugly marks are a major roadblock. Anyone in Georgia successfully...

Hey everyone, Facing a tight deadline! I'm in the final stages of getting approved for a house, but an open collection with Penn Credit is throwing a wrench in the plans. I desperately need to get this off my report ASAP to secure the down payment. The collection is for $497 and relates to an...