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    how to remove late payments from credit report

    I recently had a late payment reported on my credit report which dropped my score by nearly 50 points despite having an 8 year perfect history with Citi. it happened bcz my autopay failed and i didn't realize it until it was too late. then i called customer support multiple times requesting a...
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    Delaware Credit Repair: Disputing an Incorrect Listing (Success)

    Hi Delaware peeps. In case you’re thinking of hiring credit repair services to fix your score, this is your sign to not do so. Because you can do it yourself and with much ease. I had a medical bill I didn't recognize on my Delaware credit report. I immediately knew it was an incorrect listing...
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    Unexpected Contact from MediCredit Collection Agency

    This morning, I received a call from MediCredit, a collection agency, stating they have an important personal message for me. They used my full name in the message, which raised a red flag. While I haven't received any prior bills or notices regarding outstanding debts, this call has caused...
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