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CT fam, my credit score is stuck in the mud, and I gotta get it movin to get better rates on car insurance. Debating DIY credit repair or hiring a service. Anyone in Connecticut tackled this on their own? What resources or tools helped you out? Or did you go pro and hire a credit repair...

A collection notice from Credit Control LLC, addressed to my old address in St. Louis (where I used to live with my parents) and bearing my name, arrived for an outstanding Metropolitan St. Louis Sewer District (MSD) bill, throwing my day into a bit of a loop. The bill was always in my dad’s...