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Has anyone had any experience with The RGV Credit Repair Specialists? I’ve seen their name come up a few times and I’m curious if they’re actually legit. A friend of mine in the Valley is thinking about working with them to get some old negative marks cleared up before applying for a mortgage...

Just wanted to drop a quick post in case anyone's dealing with credit issues. A few months ago, my score was in rough shape after some medical bills and late payments. I ended up working with Freedom Credit Repair, and honestly, I’m glad I did. They were transparent from the start, explained...

Just wanted to share something quick. If you're in the credit repair space and tired of chasing bad leads or running ads that go nowhere, I highly recommend working with a marketing agency that actually specializes in this industry. I was struggling for a while wasting money, missing...

At 18, I’m starting to plan ahead Jersey City has always felt like home, and I’d love to eventually live downtown. Right now, I’m working on building credit, but I’m wondering what kind of score I’ll need if I want to rent a luxury apartment. Has anyone here applied to high-end buildings in...

i am in a tough spot with National Credit Systems and i’m hoping someone here has dealt with something similar. i had an old apartment balance go into collections and it's been sticking to my credit reports for over a year. Out of nowhere, i managed to get it removed from my TU report through a...

A collection notice from Credit Control LLC, addressed to my old address in St. Louis (where I used to live with my parents) and bearing my name, arrived for an outstanding Metropolitan St. Louis Sewer District (MSD) bill, throwing my day into a bit of a loop. The bill was always in my dad’s...

I’ve been getting calls from 888-899-6650 claiming to be a debt collection agency, but I’m not sure if its legit or a scam. They’ve left voicemails saying I owe $1,200 for a medical bill, but I’ve never received anything in writing about this debt. When I Googled the number, it came up as...

My credit score is currently sitting at a sad 640. NOT ideal, especially since I'm aiming to snag a sweet new apartment in Boise next year. Ideally, I'd love to get it up to at least a 720 by then. Anyone in Idaho have experience in improving their credit score and getting rid of those pesky...