Search results

I’m getting ready to apply for a mortgage and came across a concern that’s been weighing on me. Years ago, I had a judgment filed against me for an unpaid debt. The balance was eventually settled, and it’s been quite a while since then. I recently pulled my credit reports from all three bureaus...

Which credit card for utility payments (Gas & Electric) CFU or an airlines miles card like an American Airlines card which do not points transfer from any credit card program? Have Chase CSP and CSR for moving points for bonus value as well. What do you suggest?

With a new year (or new season) in full swing, I’ve been thinking a lot about my credit resolutions and what I want to accomplish financially over the next several months. For me, that means finally paying off some lingering credit card debt, keeping my utilization under 30%, and monitoring my...

I’ve been cleaning up my finances lately and something’s been on my mind can bad credit actually hurt your chances of getting hired?. I’ve heard mixed things. Some say employers can check your credit during the hiring process, especially for roles in finance or positions that involve handling...

Just reaching out to see if anyone here has had good experiences with credit repair services in Aurora. A friend of mine is trying to clean up their credit before applying for an apartment and possibly financing a car later this year. There’s a lot of noise online, and we’re trying to avoid any...

Putting together a business plan for a credit repair service and aiming to build something that’s transparent, affordable, and fully compliant with industry regulations. The goal is to avoid gimmicks and shady upsells, and instead offer real value with clear, upfront services people can trust...

Success! After years of being super careful with my credit card usage and never missing a payment, I finally broke into the 800s landed at 806 this month. I’ve been stuck in the 700s for what felt like forever, mostly because my student debt-to-income ratio was sky-high and I was earning close...

There’s a ton of mixed info out there some companies claim they can wipe defaults and improve scores quickly, but others seem to just take your money and drag things out. Been seeing names like Credit Wipe Australia and Credit Clean Australia pop up a lot. Some reviews are great, but it’s hard...

For those of you in the credit repair space what’s working for you when it comes to finding clients? I’ve recently started offering credit repair services and I’m confident in what I can do, but getting consistent leads has been a challenge. So far, I’ve helped a few friends and family members...

Tax season is here, and I’m trying to find the best software to file my taxes online. I’ve used TurboTax before, but the fees can add up fast. I’ve also heard about TaxSlayer, FreeTaxUSA, and i think cash app taxes are any of these worth trying? What tax software do you use? Any recommendations...

I recently had to handle a debt they were trying to collect, and I wanted to share what worked for me in case it helps someone else: asked for validation – always request proof before agreeing to anything. they actually sent me documentation confirming the debt was legit negotiated a settlement...

Hey everyone, finally got my credit score movin' in the right direction & then WHAM. Mail piled up on me (my bad ). Just opened a letter from AmSher Collection Services for a T-Mobile bill - apparently I owe $220 (??) for something that was originally $130. The letter says I had to dispute it by...

I’m considering applying for a loan but can’t find much info about them online. Are they legit or something to avoid? Any experiences or advice would really help