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Currently working toward Public Service Loan Forgiveness (PSLF) and I’ve been wondering how (or if) it actually shows up on your credit report while you’re in the process. I know my student loans are still there and marked as being in repayment, but I’m not sure if there’s any special notation...

A good friend of mine is renting a place, and the letting agent requires a guarantor. I’m happy to help out, and I’ve just received an email from the agent outlining the process. They’ve asked for a credit check, along with three months of payslips and proof of property ownership, which I can...

During the pandemic, I went through a rough patch financially, and one of my credit cards ended up in court resulting in a judgment filed against me. Since then, I’ve been steadily paying it down and currently owe about $3,500. I’ve been thinking about getting a debt consolidation loan just to...

Tax Day is coming up! The deadline to file your 2024 taxes is April 15, 2025, which means it’s time to start gathering your documents and figuring out the best way to file. Whether you’re using online tax software, hiring a professional, or filing on your own don’t wait until the last minute...

My credit score is terrible, and I really need to fix it before applying for a car loan. I keep seeing ads for credit repair services, but I have no clue how they actually work. Do they just dispute negative items or is there something else they do behind the scenes? Can they actually remove...

Hi everyone, Im in a bit of a bind with my credit score and need some advice. I had a large medical bill and applied for CareCredit to cover the cost. Unfortunately, my ex-partner, who initially promised to handle the bill, didn't follow through after our breakup. Due to lack of communication, I...

I recently came across the Experian IdentityWorks service, specifically the website www.experianidworks.com/credit. It was offered as part of a data breach response from my organization. While it seems like a useful tool for monitoring credit and identity theft, I can't help but question its...