Credit Repair Podcast

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emily Lopez

Member
Recently started looking into credit repair more seriously and was wondering if there are any good podcasts out there that cover this topic in a way that’s easy to understand. A lot of the advice online is either too generic or feels like it’s just trying to sell you something, so I thought a podcast might be a better way to hear real stories, strategies, and tips from people who know what they’re talking about.

Has anyone here listened to a credit repair podcast that you’d actually recommend? I’m looking for something that goes beyond the basicsb like not just “pay your bills on time” but actually dives into things like disputing errors, negotiating with creditors, understanding how utilization works, and maybe even building long-term financial health.

If you’ve found a podcast that’s been genuinely helpful, I’d love to know the name of it and what you liked about it. Bonus points if it has episodes that feature personal stories or real-life case studies.
 
I’ve been listening to Credit Reset with Dave and Jen (found it on Spotify). They break down disputes step-by-step, like how to actually word letters and what to avoid. Not super pushy either, just real talk. They had an episode where someone cleared up a $9k collection and the walkthrough was gold. Definitely worth checking if you want more than the “pay on time” fluff.
 
Not sure if it counts as credit repair, but the Debt Free Dad podcast has some great episodes on mindset and strategy. They’re not selling shady services, just teaching you how to negotiate and manage utilization. I liked their case study on someone who boosted their score 100 points in six months. It’s more financial health overall, but still very practical.
 
Honestly, most podcasts are the same recycled don’t be dumb with money stuff. But The Credit Game podcast does go into the weeds with disputes. The guy is intense, kinda salesy, but if you filter through the noise, the info about removing hard inquiries and charge-offs is legit. Just be careful about the upsells.
 
If you want something approachable, Millennial Debt Domination (yeah goofy name lol) covers real people’s credit struggles. The episodes are conversational and often feature guests who share how they handled medical collections, student loans, etc. It’s not purely credit repair, but they always loop back to credit-building tactics. Easy listen if you want stories more than theory.
 
Credit Repair Radio is surprisingly good. I thought it would be boring but they actually bring attorneys and FICO nerds on. There’s a great episode on how utilization impacts scores month-to-month. Helped me finally understand why paying mid-cycle matters. Would recommend for anyone who’s visualizing long-term credit growth.
 
I don’t do podcasts but ngl I found a ton of useful clips on YouTube from channels that also upload podcast episodes. Anthony O’Neal for example has a lot of discussions around credit health that feel podcast-y. If you’re okay with video format, you’ll get way more nuance than most “listening only” podcasts.
 
One I stumbled across is DIY Credit Repair Secrets. The host has a bit of an attitude (lots of you gotta hustle! energy), but he gives very specific letter templates and strategies. He did an episode breaking down Section 609 disputes that was eye-opening. Felt more tactical than motivational fluff.
 
I tried a few credit podcasts but got annoyed because half of them are just veiled commercials for enroll in my credit service for $99/month. Bro if I had $99/month I wouldn’t be here. I’d say skip anything that has the word academy or masterclass in the title. Too scammy. Look for ones where they interview actual consumers.
 
I’ve actually learned a lot from BiggerPockets Money Podcast. Not credit repair-specific, but they do talk about credit utilization and dispute processes occasionally. Plus, they cover the broader picture: how credit impacts mortgages, business loans, etc. Helped me stop thinking of credit in isolation and start seeing it as part of financial planning.
 
If you’re nerdy about laws, Consumer Warrior Podcast is good. The host is a bankruptcy attorney who sometimes dives into FDCPA and FCRA. It’s less do this to fix your score and more here’s what the law says and how to protect yourself. Not light listening, but super empowering when creditors pull shady moves.
 
I used to listen to The Credit Movement. It has quick, digestible episodes (like 10-15 minutes) and covers topics like secured cards, removing late payments, and score myths. What I liked is that it didn’t overwhelm me when I was just starting. Good entry-level but still beyond the obvious.
 
I liked that one too! Short episodes kept me consistent because I’d listen while cooking. I don’t need a 90-minute deep dive every time. Sometimes just a reminder about not closing old accounts is enough to keep me on track.
 
Not a podcast exactly, but NPR’s Life Kit has an episode about credit that’s the best 20 minutes I’ve ever spent learning about this stuff. They explained disputes in plain English and gave resources. It’s a one-off, but it’s honestly better than some whole series.
 
Honestly, half the time podcasts are just pep talks. I’d rather read subreddits like this or even credit forums. At least here you get real stories without editing. That said, Money Girl’s Quick and Dirty Tips has a few solid episodes on credit utilization that clicked for me better than reading blog posts.
 
Frugal Friends Podcast has sprinkled credit tips among budgeting and saving convos. What’s cool is they bring in guests who’ve been through the wringer financially. One guest talked about consolidating debt and how it hit their credit short-term but paid off long-term. I like podcasts that mix credit into the broader money talk.
 
I don’t trust any credit repair podcast that also sells a course. Period. If they have a Patreon for bonus episodes, fine. But when the podcast is just bait for a $500 package? I’ve noticed the good ones give away a ton for free because they’re building trust, not milking desperate people.
 
I’ve listened to Credit Repair Business Secrets (yeah, sounds scammy) but it’s actually geared toward people who do credit repair professionally. Even though I’m not one, I still learned a ton about disputes and laws. It’s like insider baseball but very educational if you want to DIY.
 
Credit Repair Radio and Millennial Debt Domination have been solid. Both give stories, not just generic advice. Feels less like a seminar and more like a convo.
 
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