Help Needed with Credit Repair in Illinois

Any leads on credit score improvement in Illinois? I need to secure a car loan next year, but with my current score, I’m looking at sky high interest rates. Anyone in the Chicagoland area have experience navigating credit repair?

Can I tackle this myself, or is professional help recommended? Any trustworthy credit repair services in Chicago known for results? (Bonus points if they're budget-friendly!)

Any advice from my fellow Chicagoans would be a lifesaver.
 
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