sarah harris
Member
I’ve got a tenant who hasn’t been paying rent, and I want to make sure their non-payment is reported to the credit bureaus. From what I understand, landlords don’t automatically have the ability to report directly the way banks or credit card companies do, so I’m trying to figure out what the correct process actually looks like.
Has anyone here gone through this before? Do I need to sign up with a rent reporting service that connects to the bureaus, or is there a way for individual landlords to do it directly?
Also, does reporting non-payment require a court judgment or eviction notice first, or can landlords submit the information as long as there’s a valid lease and payment history? I want to handle this the right way so it’s legal and effective, but also don’t want to waste time or money on services that don’t actually get picked up by the credit bureaus.
Has anyone here gone through this before? Do I need to sign up with a rent reporting service that connects to the bureaus, or is there a way for individual landlords to do it directly?
Also, does reporting non-payment require a court judgment or eviction notice first, or can landlords submit the information as long as there’s a valid lease and payment history? I want to handle this the right way so it’s legal and effective, but also don’t want to waste time or money on services that don’t actually get picked up by the credit bureaus.