Best Way to Buy Credit Repair Leads?

B

Brown92

Member
For those of you in the credit repair business, what’s your experience been like with buying leads? I’m just getting started with my service and looking to grow, but I don’t want to waste money on low-quality or recycled leads.

There are a ton of companies out there offering lead packages some promise “real-time,” others claim their lists are exclusive but I know not all of them deliver what they say. Before I dive in, I’d love to hear from folks who’ve actually done this. Did you see good results? What kind of leads were the most valuable fresh inquiries, aged data, or something else?

Also curious if anyone has tips on what to watch out for when buying leads, or whether there are better ways to generate them organically.
 
I’ve tried aged leads, real-time leads and everything in between. Real time leads sound amazing but are often just speedily recycled. Your best bet is to test a small batch from a provider, see how many respond within 48 hours and gauge quality from there.
 
Exclusive leads are mostly a myth. Unless you have a custom funnel running for you, chances are they’ve been sold 3–4 times. I built my own lead magnet on FB and now get warmer, cheaper leads with less ghosting.
 
I’ve been in this game since 2012. Aged leads work IF you have a strong nurture system. Don’t expect conversions from a cold email. Use a drip sequence, follow-up calls and always scrub the list for duplicates.
 
Bought leads once from a site that rhymes with bad credit pick... total scam. Half the numbers were dead, others had been called 10 times already. Now i only use FB ads + email opt-ins. Way more reliable.
 
Best results i’ve seen come from leads tied to specific pain points like someone who just got denied a mortgage. You want motivated prospects not just people who might be interested.
 
Tried buying warm leads from a freelancer on Fiverr. Big mistake. Got 50 leads for $20 and maybe 3 were real people. lesson is if it seems too good to be true…
 
If you do buy leads, hook them into a CRM immediately and start texting them first. People respond to text way more than cold calls or emails.
 
Not in credit repair but i bought leads for insurance for a while. I swear it felt like paying to cold call the dead. I'd recommend running a basic quiz funnel instead worked for me!
 
Real-time form fills from paid traffic = best leads. But you’ll need to get comfy with ad spend, landing page testing, and nurturing. It’s a longer game but worth it.
 
We bought leads from a TCPA compliant company. Expensive but the peace of mind + conversion rate made it worth it. Legal risk is real folks.
 
The best leads are the ones you create. Partner with local realtors, loan officers, and tax pros. You’ll get referrals that convert at 3x the rate of cold data.
 
If someone’s promising fresh exclusive mortgage denial leads, ask them for proof. A lot of those vendors just scrape data and call it new.
 
Had better luck with ClickFunnels + lead magnet than with purchased leads. It’s slower but the people are already familiar with your offer.
 
I’ve tried aged leads, real-time leads, FB form fills… all of them. Honestly real time is best IF the vendor is legit. I got burned once by a company claiming exclusivity and they sold the same leads to five other agencies. Always ask how long they've been in business and for sample leads.
 
Most of these lead providers are just glorified data resellers. You think you’re getting fresh meat, but you're just picking over someone else’s scraps. Watch out for vague language in the contracts. Exclusive doesn’t always mean what you think.
 
I actually prefer aged leads. You’d be surprised how many people still need help months later and no one followed up with them properly. Plus they’re cheaper. Just means you have to work a little harder to re engage.
 
I’ve tested four lead companies this year. Only one delivered consistent ROI. What I found: the follow-up system matters more than the source. Leads are just names if your CRM game is weak.
 
Y’all ever notice how lead sellers show up hard around tax season and disappear by summer? That’s your first red flag. It’s seasonal scamming.
 
I’ve been doing this 7 years. The ONLY reliable source is referrals. Build partnerships with real estate agents, loan officers, and car dealerships. They send people who already trust the system.
 
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