Fiverr Credit Repair

N

nicole baker

Member
I know I probably messed up, and I'm really hoping someone here can give me some guidance. Out of desperation to fix my credit, I hired a seller on Fiverr offering credit repair services. The reviews were solid—138 reviews, all five stars—so I thought it was safe.

The seller said they needed my Social Security number and a photo of my ID to dispute items on my credit report. I gave it to them, thinking this was part of the process. Now I’m freaking out. I realize how risky that was and I’m worried I might be facing identity theft.

The seller is supposed to deliver results by tomorrow night. While there’s a chance this could be legit, I’m honestly scared I’ll either get scammed or that my information could be misused. I also doubt I’ll get my money back if this goes sideways.

Has anyone else used a Fiverr seller for credit repair? Is there anything I can do right now to protect myself and my identity? I’d really appreciate any advice, even if it’s just what next steps I should take to monitor my credit or report the situation
 
you should freeze your credit ASAP with the three major bureaus (Experian, Equifax, TransUnion). It is free and takes just a few minutes. That way if someone tries to open anything in your name, they will be blocked cold.
 
138 five-star reviews on Fiverr? That screams botted to me. I mean, come on even the Pope would get a 4 star review for taking too long. This was likely a front.
 
You're not alone tons of people fall for these "too good to be true" Fiverr gigs especially when they're stressed and desperate. Don’t beat yourself up just focus on protecting your identity now.
 
I actually hired someone on Fiverr for credit repair about a year ago. Didn’t give my SSN though just authorized a report pull. Got a couple of soft inquiries removed but not worth the stress.
 
It's not guaranteed you’ll get your identity stolen. They may just be someone with an aggressive dispute method, albeit shady. Still better safe than sorry...monitor your credit.
 
You're probably panicking right now but you're doing the right thing by asking. First step is to report your info to the FTC via IdentityTheft.gov just in case.
 
I used Lexington Law and still felt like i was getting scammed and that was a legit company. The whole credit repair industry is wild shady.
 
Start checking for new accounts on Credit Karma and Experian. Also look into setting up identity theft alerts with your bank and card issuers.
 
Exactly my thoughts. Fiverr sellers with flawless review pages usually filter or buy their feedback. I learned that the hard way with a logo design.
 
I’m in finance and i can tell you there’s nothing these people do that you can’t do yourself with time and patience. It’s tedious but not rocket science.
 
At least you’re asking questions now,and not six months later when your credit card bills look like a stranger’s shopping list. You’ve still got time to act.
 
You can also add fraud alerts to your reports lasts one year and makes companies verify your identity more carefully. Combine that with a credit freeze for now.
 
If the Fiverr seller asked for your login info to Experian or Equifax too, then that’s a BIG red flag. That’s usually how scammers hijack disputes and reroute info.
 
Consider using monitoring services like CreditWise, Identity Guard or even your bank’s free alert system. You’ll want instant alerts going forward.
 
Also if you used PayPal or a credit card to pay, you might have chargeback options. Worth a shot even if Fiverr won’t refund directly.
 
This feels like the digital version of the “i bought an iPhone box from eBay and got a potato” story. Don’t trust glossy reviews alone.
 
You're not alone. When i was drowning in debt, I almost gave my info to a credit sweep guy on IG. The sense of panic makes us vulnerable. No judgment here just take steps now to protect your identity. Start with a credit freeze.
 
Look into ID monitoring services like Credit Karma or Experian's paid version. Some bank accounts include identity protection too. If the seller turns out to be a scammer having alerts in place could be the difference between catching it fast and disaster.
 
You must log in or register to reply here.
Back
Top